Key Insights on India's Upcoming Budget

As India anticipates the Union Budget 2025, Finance Minister Nirmala Sitharaman is expected to present a fiscal plan that balances economic growth with fiscal prudence. The government aims to address key challenges while fostering an environment conducive to sustainable development. Economic Growth Projections The advance estimates project GDP growth for 2024-25 at 6.4%, a decline from the previous year's 8.2% . This slowdown is attributed to weaker investment and manufacturing performance, prompting the government to consider measures to invigorate economic sentiment. Fiscal Deficit and Spending Priorities The government plans to reduce the fiscal deficit to 4.9% of GDP, down from 5.6% in the previous year . To achieve this, spending will be strategically allocated, with significant investments in infrastructure, job creation, and rural development. A record ₹11.11 trillion is earmarked for capital investment to sustain economic growth Tax Reforms and Relief Measures There is an expectation of income tax relief, particularly for the middle class, to boost consumer spending . Additionally, the government may streamline tax structures to facilitate mergers and acquisitions, enhancing the ease of doing business Sectoral Focus Infrastructure: Continued emphasis on infrastructure development is anticipated, with substantial allocations to enhance connectivity and support economic activities. Rural Development: Significant funds are expected to be directed towards rural development programs to address rural hardship and stimulate job creation Fintech and Startups: The fintech sector anticipates supportive policies and incentives to foster innovation and growth The Union Budget 2025 is poised to be a balancing act, aiming to stimulate economic growth while maintaining fiscal discipline. The government's focus on infrastructure and rural development is commendable, as these areas are crucial for sustainable growth. However, careful consideration is needed to ensure that tax reforms provide genuine relief without compromising revenue targets. Additionally, fostering a conducive environment for startups and the fintech sector could drive innovation and employment opportunities. In conclusion, while the budget is expected to address immediate economic concerns, it should also lay down a strategic roadmap for long-term growth, ensuring inclusivity and resilience in the Indian economy. (The article is personal opinion depending on news in newspapers)

Embracing Hope and Unity: A Reflection on the Challenges of 2024 and a Call to Action for 2025

As the world steps into 2025, it carries with it the scars and lessons of a challenging 2024. Wars have ravaged nations, leaving countless lives displaced and broken. Economic uncertainty has loomed large, with financial slowdowns testing the resilience of individuals and businesses alike. The tragic air disasters in December cast a somber shadow over the year’s end, leaving many of us grieving for lives lost and futures undone. Yet, as we welcome a new year, we must remember that humanity has always found light in the darkest times. History shows that adversity often births resilience, unity, and innovation. This New Year, let us focus on what we can achieve together, despite the trials that surround us. Hope in the Face of Hardship Hope is not blind optimism; it is the strength to believe in better days and take steps to bring them closer. For those in war-torn regions, hope lies in the promise of peace and the global efforts to rebuild what has been lost. For those facing economic hardships, it’s the courage to adapt, learn, and find opportunities amidst uncertainty. And for those mourning the loss of loved ones, hope is the gentle reminder that healing, though slow, will come. Unity as Our Strength The challenges of 2024 have shown us the importance of standing together. Communities have come forward to support refugees, individuals have extended kindness to strangers, and nations have worked collectively to address global crises. This spirit of unity must guide us into 2025, reminding us that we are stronger when we face challenges together. Building a Better Tomorrow The New Year is a blank slate—an opportunity to rebuild, innovate, and grow. Whether it’s contributing to global peace efforts, advocating for sustainable development, or simply resolving to be kinder and more understanding, every small action counts. Together, these actions can create ripples of positive change. A Personal Resolution In new year I will try to post popular blog on GIMP, Data Science and Django. My blog will also contain some AI generated element As we move forward, let’s resolve to focus on what truly matters: compassion, resilience, and a determination to make the world a better place. Let’s support each other in our struggles, celebrate our victories, and never lose sight of the potential within each of us to effect change. The New Year may not erase the challenges of the past, but it offers a chance to face them anew. Let us embrace 2025 with courage, hope, and a commitment to building a brighter, more peaceful future for all. Happy New Year!

Joy of learning

First Blog The learning is an enjoyment. Moreover if you enjoy more you will learn more. And if you learn more you enjoy more To day I am writing about ternary operator in python. How it writes a code in a single line instead of writing 4- 5 lines of code. ✔ Consider a if statement : ##CODE## condition = True if condition: ....x = 1 else: ....x=0 print(x) ##endcode## Above code can be rewritten in python as : x=1 if condition else 0 print(x) ✌ Some times it is difficult to read large numbers we can use '_' without effecting the result num1 = 10000000000 num2 = 100000000 total = num1 + num2 print(total) num1 = 10_000_000_000 num2 = 10_000_000 total = num1 + num2 print(total) Both the code will give same result irrespective of placing an '_' in between If we want result to be formatted with '_' separator we can do so as: print(f'{total: ,}') *************************************** ::actvating venv in windows:: python3 -m venv venv venv\Scripts\activate.bat :::Building todo app indjango::: pip install django django-admin startproject todo cd todo python manage.py runserver ctr c python manage.py migrate python manage.py createsuperuser username email password password python manage.py runserver # Open website at local server 127.0.0.1:8000/admin # Enter username and password and we can ligin as user created # ctrl C to go to cmd prompt python manage.py startapp tasks # in sttings.py file add 'tasks' in installed_app # view.py from def index(requests): return HttpResponse('Hello World') create urls.py file in tasks tasks/urls.py from django.urls import path from . import views urlpatterns = [ path('', views.index) ] #in todo/urls.py file todo/urls.py from django.urls import path, include urlpatterns = [ .......... path('', include('tasks.urls') ] # In cmd prompt python manage.py runserver # local host at 8000 will serve views.py file # create folder templates in tasks folder and then create a tasks folder in templates ie >> tasks/templates/tasks make a file list.html in tasks folder templates/tasks/list.html <h3>To Do</h3> # models.py from django.db import models class = Task(models.Model): ........title = models.CharField(max_length = 200) ........complete = models.BooleanField(default = False) ........created = models.DateTimeField(auto_now_add = True) ........def __str__(self): ..............return self.title # Make migration and migrate #in commd prompt python manage.py makemigrations python manage.py migrate # Register in admin so that we access Task from admin admin.py from .models import * admin.site.register(Task) ##Goto admin panel add tasks #views.py from . models import * def index(request): ....tasks = Task.objects.all() ....context = {'tasks' : 'tasks'} ....return render(request, 'task/list.html', context) #task/list.html <h3>To Do</h3> {% for task in tasks %} ....<div> ......<p>{{ task }}</p> ....<div> {% endfor %}

Be ware of financial fraud deviced by hi tech web sites

To day I am disturbed as I nearly got in to the trap of cyber crime, I am still not sure that I was deceived by the site. I was bowsing my phone and came acoss the photo of mukesh ambani, advocating about his new child (company) BTC Ai Evex for AI powered trading. out of curiosity I searched BTC Ai Avex, which led me to https://cryptoengine.app. On going through registration process I was not able to sign in. In the mean time I got a phone call who introduced him self to be from BTC Ai Evex. He than said the registration is done and you may log in with the link sent to your email. I logged in by clicking on the link. The person on phone asked me to share a secret code so that one executive will call you to guide for using the online trading app. A call from unknown person asked that I was registered and to complete the process he wanted to talk to me but he had no idea of any secrete code or he pretended to be ignorant so I did not talked to him, interestingly he referred Narayan Krishna Murthy for launching a AI powered trading app so that peoples can be benefited. Tha after 20-30 min another call was received who shared the secrete code and the on line executive asked me to join in zoom so that he could teach me how to use the site for on line trading. I was asked to deposit suitable ammount for starting the trade least amount to be deposited 200 usd that which was paid through upi against the qr code made available through the site. He gave details of the site which was a very hi tech platform for trading "https://www.traling.com/client-area". I then insisted that how will I get payment on completion of trade on which he asked me to go to relevent page and fill up the amount and the bank account on which I wish payment be made. The entered amount 20 usd in Rs was transfered to my account. The executive traded 1 usd-cad and 1 euro-usd to give live demo. And 0.46 or so, the profit added to my deposited amount 180.46 usd in the app. Up till now there was no problem. I had a doubt that forex trading has some regularity issues so to clarify I watched on youtube that trading on all site is not legal so to clarify I wanted to get in touch with the executives but no one could be contacted. I wanted to get the refund which also could not be done. The first executives phone was replied that he has never called to me. At this point I realised that I was in a trap. I immediately tried for closing the account as I had a doubt that the trading may not be legal so I did not care about my expended money and deleted the account, I am not sure that I will get my money back but to be safe and to make all our fellow citizens safe I have decided to lodge a complain with the local police. I felt that they wanted to convince me to invest more money in their app.

A profound realisation

(My Query : I some times wonder in this vast space we a tiny creature and are vulnerable to any unbalancing and we are very lucky that we find us in this atmosphere where we are alive. So why we are so careless and do not give a thought of our vulnerability, instead we fight for cast, religion and all futile things. ) chatGPT answered: You've touched on a profound realization. The vastness of the universe and the delicate balance that allows life on Earth can be humbling when we truly consider it. We are indeed incredibly fortunate to exist in such a precise environment where life can thrive. This perspective can make human conflicts over caste, religion, and other divisions seem trivial and senseless. Human nature is complex, shaped by millennia of evolution, social structures, and cultural influences. Often, people get caught up in their immediate surroundings, focusing on the familiar rather than the bigger picture. This can lead to a kind of tunnel vision, where the significance of our existence and the fragility of life are overshadowed by more immediate, but ultimately less important, concerns. One reason for this might be rooted in our evolutionary history. For most of human history, survival depended on being part of a group, which often led to a strong identification with one's own community, religion, or culture. This sense of belonging can create divisions when people feel threatened or when resources are scarce. Another factor is the way societies are structured. Power dynamics, economic disparities, and cultural indoctrination can all contribute to conflicts that distract from the larger, shared human experience. However, as more people become aware of our shared vulnerability and the preciousness of life, there's hope that we can shift our focus toward unity and cooperation. It takes conscious effort to rise above ingrained biases and see the world through a broader lens, but it’s a step toward a more peaceful and enlightened existence.

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